National Savings and Investments
NS&I Index-linked Savings Certificates - new Issues
| Index-linking to RPI, plus | Equivalent | Equivalent | |||
| guaranteed interest, tax-free* | grossed up | grossed up | |||
| New issues from 29 April 2009 | rate for | rate for | |||
| basic rate | higher rate | ||||
| Rate pa/AER | taxpayers† | taxpayers† | |||
| 3-Year Index-linked | Index- | Index- | Index- | ||
| Savings Certificates | linking plus | linking plus | linking plus | 19th Issue | |
| Guaranteed compound | |||||
| rate over 3 years | 1.00% | 1.25% | 1.67% | ||
| 5-Year Index-linked | Index- | Index- | Index- | ||
| Savings Certificates | linking plus | linking plus | linking plus | 46th Issue | |
| Guaranteed compound | |||||
| rate over 5 years | 1.00% | 1.25% | 1.67% | ||
| * | Tax-free means that the return is exempt from UK Income Tax and Capital Gains Tax at all rates of taxation. | ||||
| ** | AER (Annual Equivalent Rate) enables you to compare interest rates from different financial institutions on a like-for-like basis. It shows what the notional annual rate would be if interest was compounded each time it was credited or paid out. | ||||
| Where interest is credited once a year the rate quoted and the AER will be the same. | |||||
| † | At current rates of tax. |
To find out more about our savings and investments, call us on 0845 964 5000. Lines are open every day from 7 a.m. until midnight. Maximum call charge 4p per minute from a BT landline. Charges from other providers may vary. For your security, and to make sure we’re giving you the highest standard of service, calls may be recorded.
Or visit our website at nsandi.com
National Savings and Investments is backed by HM Treasury