National Savings

National Savings and Investments

NS&I INDEX-LINKED SAVINGS

CERTIFICATES - NEW ISSUES

Index-linking to RPI, plus guaranteed interest, tax-free* New Issues from 29 April 2009	Rate pa/AER**	Equivalent grossed up rate for basic rate taxpayers†	Equivalent grossed up rate for higher rate taxpayers†
3-Year Index-linked Savings Certificates 19th Issue Guaranteed compound rate over 3 years	Index linking plus 1.00%	Index linking plus 1.25%	Index linking plus 1.67%
5-Year Index-linked Savings Certificates 46th Issue Guaranteed compound rate over 5 years	Index linking plus 1.00%	Index linking plus 1.25%	Index linking plus 1.67%

*  Tax-free means that the return is exempt from UK Income Tax and Capital Gains Tax at all rates of taxation.

**  AER (Annual Equivalent Rate) enables you to compare interest rates from different financial institutions on a like-for-like basis.

It shows what the notional annual rate would be if interest was compounded each time it was credited or paid out.

Where interest is credited once a year the rate quoted and the AER will be the same.

†  At current rates of tax.

To find out more about our savings and investments, call us on 0845 964 5000. Lines are open every day from 7am until midnight. Maximum call charge 4p per minute from a BT landline.

Charges from other providers may vary. For your security, and to make sure we’re giving you the highest standard of service, calls may be recorded.

Or visit our website at nsandi.com

National Savings and Investments is backed by HM Treasury