THE CRAVEN FAWCETT LIMITED EMPLOYEES (SCHEME 10) & DIRECTORS (SCHEME 9) (1991) RETIREMENT BENEFITS SCHEMES

PURSUANT TO SECTION 27 OF THE TRUSTEE ACT 1925

The Craven Fawcett Limited Employees & Directors (1991) Schemes (“The Scheme”) were established with effect from 1st July 1991. The Company went into Liquidation on 20th September 1997. On 28th September 1999, Bradstock Trustee Services Limited of registered office, Knollys House, 9-13 Byward Street, London EC3R 5AS, was appointed Independent Trustee and has since proceeded with the winding-up of the schemes. Bradstock Trustee Services Limited have corresponded by post with all known members of the schemes. Accordingly, it is of vital importance that any person having a claim against or an interest in the scheme, including any person who may have been employed by the company or an associated employer on a part-time basis and who considers that his or her exclusion from the scheme may have constituted indirect discrimination, who has not received correspondence from us should make themselves known to the Trustees of the schemes. Particulars of any claim should be sent in writing to Mr. Darren Toms, Bradstock Trustee Services Limited, Hine House, 25 Regent Street, Nottingham NG1 5BU, on or before 30th September 2000, after which date Bradstock Trustee Services Ltd will proceed with the winding-up of the schemes and distribution of the schemes assets having regard only to the claims and interests of which it has had notice. Notification is not required from persons who are currently in receipt of a pension from the schemes, or who have received correspondence relating to these schemes from Bradstock Trustee Services Ltd.