ELITE FINANCIAL SERVICES LIMITED STAFF RETIREMENT & DEATH BENEFIT SCHEME

Pursuant to section 27 of the Trustee Act 1925, the Elite Financial Services Limited Staff Retirement and Death Benefit Scheme (“The Scheme”) was established with effect from 1st January 1986.   The Company went into liquidation on 9th November 1992. On 28th September 1995, Bradstock Trustee Services Limited, of registered office, 18 London Street, London EC3R 7JP, was appointed Independent Trustee and has since started the winding-up of the Scheme.   Announcements regarding the above have been sent by post to all known Members of the Scheme. Accordingly, it is of vital importance that any person having a claim against or an interest in the Scheme, including any person who may have been employed by the Company or an associated employer on a part-time basis and who considers that his or her exclusion from the Scheme may have constituted indirect discrimination, who has not received a copy of the announcement should make themselves known to the Trustees of the Scheme.   Particulars of any claim should be sent in writing to the undermentioned contact on or before 14th February 1998, after which date Bradstock Trustee Services Limited will proceed with the winding-up of the Scheme and distribution of the Scheme assets having regard only to the claims and interests of which it has had notice.   Notification is not required from persons who are currently in receipt of a pension from the Elite Financial Services Limited Staff Retirement and Death Benefit Scheme, or who have received correspondence relating to this Scheme from Bradstock Trustee Services Limited. A. Tyrrell, Bradstock Trustee Services Limited, 52-53 Russell Square,   London WC1B 4HP.