An Account pursuant to the Bank Notes (Scotland) Act 1845, the Currency and Bank Notes Act 1928, and the Coinage Act 1971 of the Amount of Notes authorised by Law to be issued by the several Banks of Issue in Scotland, and the Average Amount of Notes in Circulation, and of Bank of England Notes and Coin held during the 4 weeks ended Saturday, 17th October 1998.

				Average Circulation during 4 weeks ended as above	Average amount of Bank of England Notes and Coin held during 4 weeks ended as above
Name and Title as set forth on Licence	Name of Firm	Approved Offices	Circulation authorised by Certificate £	£5 and upwards	Under £5	Total	*Gold and Bank of England Notes	Coin other than Gold Coin	Total
Bank of Scotland	The Governor and Company of the Bank of Scotland	(Edinburgh) (Glasgow)	1,289,222	512,639,404	4,934,230	517,573,633	470,449,623	58,084,765	528,534,388
The Royal Bank of Scotland plc	The Royal Bank of Scotland plc	(Edinburgh) (Glasgow)	888,355	881,949,772	27,248,657	909,198,429	892,044,053	28,195,032	920,239,085
Clydesdale Bank PLC	Clydesdale Bank PLC	(Glasgow) (Edinburgh)	498,773	401,683,475	0	401,683,475	396,763,096	11,130,869	407,893,965

  I hereby certify that each of the Bankers named in the above Return, who have in circulation an amount of Notes beyond that authorised in their certificates have held an amount of Bank of England Notes and Gold and Coin other than Gold Coin not less than that which they are required to hold during the period to which this Return relates.
J. Hilton, Registrar of Bank Returns
  *This column includes Bank of England Notes deposited at the Bank of England which, by virtue of section 9(1) of the Currency and Bank Notes Act 1928, are to be treated as Gold Coin held by the Bank.
17th November 1998.