HEYWOOD PAYVINGS LTD V.I.P. PENSION SCHEME

The Trustees of the above-mentioned Pension Scheme hereby announce that they intend to wind it up and determine the Trust governing the Scheme. The Trustees appointed advisor is Smith & Williamson Pension Consultancy Limited (S&WPC) and beneficiaries of the Pension Scheme should have received a letter from Smith & Williamson Pension Consultancy dated 24 August 2001. Any person who believes he is entitled to pension rights under the Scheme and who has not received the aforementioned letter should contact Ian Bulman, Smith & Williamson Pension Consultancy Limited, No 1 Riding House Street, London W1A 3AS, telephone 020 7612 8614, fax 020 7612 8927, e-mail ib2@Smith & Williamson.co.uk.