An Account pursuant to the Bank Notes (Scotland) Act 1845, the Currency and Bank Notes Act, 1928, and the Coinage Act, 1971, the Amount of Notes authorised by Law to be issued by the several Banks of Issue in Scotland, and the Average Amount of Notes in Circulation, and of Bank of England Notes and Coin held during the four weeks ended Saturday 10 November 2001. STAMPS BR 795

Average Circulation during 4 weeks ended as above	Average amount of Bank of England Notes and Coin held during 4 weeks as above
Name and Title as set forth on Licence	Name of Firm	Approved Offices	Circulation authorised by Certificate £	£5 and upwards	Under £5	Total	*Gold and Bank of England Notes	Coin other than Gold	Total
Bank of Scotland	The Governor and Company of the Bank of Scotland	(Edinburgh) (Glasgow)	1,289,222	663,753,063	4,769,431	668,522,493	653,996,313	28,102,359	682,098,672
The Royal Bank of Scotland plc	The Royal Bank of Scotland plc	(Edinburgh) (Glasgow)	888,355	1,062,029,664	18,642,836	1,080,672,499	1,066,069,463	21,895,832	1,087,965,295
Clydesdale Bank PLC	Clydesdale Bank PLC	(Edinburgh) (Glasgow)	498,773	479,930,208	0	479,930,208	483,767,292	3,520,430	487,287,722

I hereby certify that each of the Bankers named in the above Return, who have in circulation an amount of Notes beyond that authorised in their certificates have held an amount of Bank of England Notes and Gold and Coin other than Gold Coin not less than that which they are required to hold during the period to which this Return relates. M Quick, for the Registrar of Bank Returns *This column includes Bank of England Notes deposited at the Bank of England which, by virtue of section 9(1) of the Currency and Bank Notes Act, 1928, are to be treated as gold coin held by the Bank. 10 December 2001.